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Personal checking accounts to fit your lifestyle

Need a checking account? At Bank of Oakfield we have a checking account that fits your lifestyle; whether you are looking for an account that earns interest, or just a standard checking to pay bills. Always on the go? All checking accounts come with free and easy mobile banking that allows you to deposit checks, monitor account activity, transfer money or pay bills wherever you are.

EZ Checking           

Donít spend time worrying about account rules or fees. The Bank of Oakfield EZ checking account comes with no transaction limitations and a variety of ways to avoid the monthly service charge if you donít maintain a minimum balance of $200.00.  If you can answer yes to one of the following questions then your account won't have the monthly service charge. 

  • Are you under 18 or 55 and over?

  • Do you have a direct deposit into your account monthly?

  • Do you have a Bank of Oakfield loan with automatic payment from the account?

  • Do you maintain a $1,000 in a savings account or certtificate of Deposit?  (Christmas Club accounts are excluded.)


New Day Checking         

It is a brand new day for your financial future.  If you need to re-establish a checking account because you had problems in the past, this account is for you.  This account is designed to help you manage your funds by only using electronic payment systems.  You will receive a free debit card and online banking to make your bill payments easier.  This account rewards you with a lower service charge every month you are not overdrawn!  In the third year of the account, you may qualify for a EZ-Checking or EZ-Money Checking Account.


EZ Money Checking         

Looking for something with a little more interest? The Bank of Oakfield EZ Money Checking account earns you interest on every dollar with no transaction limitations. All you have to do to avoid the monthly service charge is keep $500 in your account or maintain $5,000 in a certficate of deposit or savings account (excluding Christmas Club accounts) or have a Bank of Oakfield loan with auto payment from the account.  If you re you over 55 years young,  you may qualify for a free EZ Money Checking account along with other benefits by joining our Golden Advantage Club.